# Dhaka Debates

> Stories about money in Dhaka: personal finance, banking, the DSE, remittance and honest product reviews.


## Posts

- [The tea stall owner who saved for his daughter's university, one taka at a time](https://dhakadebates.com/the-tea-stall-owner-who-saved-for-his-daughters-university-one-taka-at-a-time/): For eleven years, Abdul Karim set aside part of every day's takings in Farmgate. This is how he did it, and what he would change.
- [Why Rafiq stopped sending money home through hundi](https://dhakadebates.com/why-rafiq-stopped-sending-money-home-through-hundi/): A construction worker in Dubai on fees, trust and the app that changed his mind.
- [First-time investors on the DSE: what they wish they had known](https://dhakadebates.com/first-time-investors-on-the-dse-what-they-wish-they-had-known/): Five new investors on their first year in the market.
- [What a family of four actually spends in Dhaka each month](https://dhakadebates.com/what-a-family-of-four-actually-spends-in-dhaka-each-month/): Rent, school, groceries and transport, line by line.
- [Buy a flat or keep renting? Two families, two answers](https://dhakadebates.com/buy-a-flat-or-keep-renting-two-families-two-answers/): Both did the maths. They reached opposite conclusions.
- [Inside a Mirpur clothing startup that only sells online](https://dhakadebates.com/inside-a-mirpur-clothing-startup-that-only-sells-online/): Three founders, one Facebook page and a warehouse above a pharmacy.
- [How to read the fine print on a personal loan](https://dhakadebates.com/how-to-read-the-fine-print-on-a-personal-loan/): Processing fees, early settlement charges and the interest rate that matters.
- [Dhaka freelancers on getting paid from abroad](https://dhakadebates.com/dhaka-freelancers-on-getting-paid-from-abroad/): Designers and developers on the fastest, cheapest way to bring earnings home.
- [Crypto in Bangladesh: what the rules actually say](https://dhakadebates.com/crypto-in-bangladesh-what-the-rules-actually-say/): A plain-language guide to what is and isn't allowed.
- [What the new budget means for your grocery bill](https://dhakadebates.com/what-the-new-budget-means-for-your-grocery-bill/): Two economists disagree on who pays more this year.
- [Your first DSE trade, step by step](https://dhakadebates.com/your-first-dse-trade-step-by-step/): The short version, in three minutes.
- [Sending money home: the fees compared](https://dhakadebates.com/sending-money-home-the-fees-compared/): The short version, in three minutes.
- [Credit scores, explained](https://dhakadebates.com/credit-scores-explained/): The short version, in three minutes.
- [How a savings certificate works](https://dhakadebates.com/how-a-savings-certificate-works/): The short version, in three minutes.
- [How to save money in Dhaka](https://dhakadebates.com/how-to-save-money-in-dhaka/): A practical guide for readers in Bangladesh.
- [How savings certificates work](https://dhakadebates.com/how-savings-certificates-work/): A practical guide for readers in Bangladesh.
- [Build your credit score](https://dhakadebates.com/build-your-credit-score/): A practical guide for readers in Bangladesh.
- [Budget on a Dhaka salary](https://dhakadebates.com/budget-on-a-dhaka-salary/): A practical guide for readers in Bangladesh.
- [Start investing with small money](https://dhakadebates.com/start-investing-with-small-money/): A practical guide for readers in Bangladesh.
- [Remittance fees compared](https://dhakadebates.com/remittance-fees-compared/): A practical guide for readers in Bangladesh.
- [Personal loan checklist](https://dhakadebates.com/personal-loan-checklist/): A practical guide for readers in Bangladesh.
- [Tax return basics for salaried people](https://dhakadebates.com/tax-return-basics-for-salaried-people/): A practical guide for readers in Bangladesh.

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- [About us](https://dhakadebates.com/about/): Money as people in Dhaka live it: earning, saving, borrowing, investing and spending. We tell it through features, short explainers and debates.
- [Exchange and savings rates in Bangladesh](https://dhakadebates.com/rates/): Taka exchange rates, savings certificate rates and the DSE, checked every morning.
- [Run the numbers before you decide](https://dhakadebates.com/money-calculators/): Free tools for the money questions Dhaka asks most. Move the sliders to see what a loan, a savings plan or a transfer home really comes to.


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