Meghna Digital Savings review 2026: best digital bank, with a few catches
Our verdict
Meghna Digital Savings earns its spot as our pick for "best digital bank". Open in 10 minutes with NID, and the costs are easy to understand. It isn't perfect, but for most people in Dhaka it is a safe first choice.
How it scores
What we like
- Open in 10 minutes with NID
- Interest paid monthly
- Free debit card
What could be better
- Support wait times are long at peak hours
- Some features are only available in the app
- Costs can add up if you use it heavily
How we tested
A member of our team used Meghna Digital Savings as their main banks product for four weeks in October 2026. We signed up with a national ID, used it for everyday transactions, contacted customer support twice and kept a record of every charge.
Costs and fees
No minimum balance. We found no hidden charges during testing, but check the provider's current fee schedule before you sign up, as rates can change.
Who it's for
Meghna Digital Savings suits people who want something reliable without paying for features they won't use. If you need something more specialised, the alternatives on this page are worth a look.