Personal finance
Stories, explainers and debates about personal finance in Dhaka, told through the people living it.
Why Your FDR Interest Is Lower Than You Think
The bank says 8 percent. Source tax, excise duty and inflation say otherwise. We work it out on one real Tk 5 lakh FDR.
The 5 Money Mistakes Every New Graduate in Dhaka Makes
Spending first, EMI debt, no emergency fund, ignoring tax and chasing quick money. The five money mistakes new graduates in Dhaka make with their first salary, and how to avoid them.
Where Should a Salaried Person in Dhaka Keep Their First 1 Lakh Taka?
Savings account, FDR, DPS, Sanchayapatra, mutual funds or gold? We compare returns, risk, tax and access for a first-time saver in Dhaka, using rates as of October 2026.
The tea stall owner who saved for his daughter’s university, one taka at a time
A Farmgate tea seller, a tin box and a DPS that paid for university. An illustrative story, and a full guide to saving for your child's education on a small, irregular income.
Buy a Flat or Keep Renting in Dhaka? Two Families, Two Answers
One Tk 1.32 crore flat in Mirpur, worked out two ways over 5, 10 and 20 years. Why the maths often favours renting, why many families still buy, and how to decide for yours.
How to Save Money in Dhaka: A Practical Guide for Salaried People
Rent, transport, bazaar, gas, phone bills and where to keep what you save. A practical plan, worked out on a Tk 50,000 monthly salary.
How to Start Investing with Small Money in Bangladesh: From Tk 500 a Month
You do not need lakhs to start. DPS, mutual fund SIPs, Sanchayapatra, FDRs and treasury bonds compared by how much you have, with real 2026 rates and a simple plan.
Remittance Fees Compared: The Cheapest Ways to Send Money to Bangladesh in 2026
Fees, exchange rate margins and the 2.5% incentive: how to compare remittance providers properly, what a 2% versus 5% cost means over a year, and how to send money to Bangladesh for less.
Personal Loan Checklist in Bangladesh: 20 Things to Check Before, During and After You Borrow
Do you really need the loan? Can you afford the EMI? Which documents, which rules, which fees? A step-by-step personal loan checklist for Bangladesh, updated for the 2026 limits.
Tax Return Basics for Salaried People in Bangladesh: A Plain-English Guide for 2026
Who must file, what the tax-free limit is, how the salary exemption and investment rebate work, and two worked examples. A plain guide to filing your e-return as a salaried person in Bangladesh.
