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Money Tools

Budgeting apps that work in taka, reviewed

Our verdict

Shapla Cash earns its spot as our pick for "best for students". Simple app, low data use, and the costs are easy to understand. It isn't perfect, but for most people in Dhaka it is a safe first choice.

How it scores

Costs & fees 4.3
Features 4.0
Ease of use 4.2
Customer support 3.7
Trust & security 4.1

What we like

  • Simple app, low data use
  • Savings goals built in
  • Fewer merchants accept it

What could be better

  • Support wait times are long at peak hours
  • Some features are only available in the app
  • Costs can add up if you use it heavily

How we tested

A member of our team used Shapla Cash as their main fintech apps product for four weeks in October 2026. We signed up with a national ID, used it for everyday transactions, contacted customer support twice and kept a record of every charge.

Costs and fees

No monthly fee. We found no hidden charges during testing, but check the provider's current fee schedule before you sign up, as rates can change.

Who it's for

Shapla Cash suits people who want something reliable without paying for features they won't use. If you need something more specialised, the alternatives on this page are worth a look.

Key details

Category
Fintech apps
Best for
Best for students
Cost
No monthly fee
Our rating
4.1 / 5
Tested
October 2026, 4 weeks
Available
Nationwide

Frequently asked questions

Is Shapla Cash safe to use?
Shapla Cash is regulated in Bangladesh and checks your PIN and device on every login. Never share your PIN or OTP with anyone.
How much does Shapla Cash cost?
No monthly fee. See Costs and fees above for what we were charged during testing.
How do I sign up for Shapla Cash?
You need a valid national ID and a mobile number registered in your name. Most people finish sign-up in under 15 minutes.

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