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Author

Sadima Islam

Sadima Nawtaj is a writer at Dhaka Debates. She enjoys exploring topics around money, banking and everyday financial decisions. Through her writing, she aims to make useful information easier to understand and help readers make sense of the financial services and opportunities available in Bangladesh.

Dhaka Bank Visa Signature Credit Card Review: Low Fee, BOGO Dining and the Fine Print
Featured

Dhaka Bank Visa Signature Credit Card Review: Low Fee, BOGO Dining and the Fine Print

Best low-cost Signature card. Dhaka Bank's Visa Signature costs just BDT 7,000 + VAT a year, waived if you spend BDT 3 lakh, with BOGO dining at 14 hotels and LoungeKey access, but key terms like interest and lounge visits are not published.

Sadima Islam · 8 min read
Card Review

City Bank Amex Platinum Reserve Credit Card Review: Fees, Benefits and Is the BDT 50,000 Metal Card Worth It?

Best for luxury travel and dining. Bangladesh's first metal Amex brings unlimited lounges, a yearly BDT 20,000 voucher and rich dining offers, but costs BDT 50,000 + VAT and charges 25% interest.

Sadima Islam · 10 min read
City Bank Amex Platinum Reserve Credit Card Review: Fees, Benefits and Is the BDT 50,000 Metal Card Worth It?
Card Review

DBBL Nexus Mastercard World Credit Card Review: Fees, Lounge Access and Is It Worth It?

Best for frequent flyers. Strong lounge, airport and health perks, but a BDT 20,000 + VAT annual fee you need to earn back.

Sadima Islam · 8 min read
DBBL Nexus Mastercard World Credit Card Review: Fees, Lounge Access and Is It Worth It?
Jobs & income

How to Open an nsave Account from Bangladesh (2026): Step-by-Step Guide, Fees, Benefits and Risks

A plain-English guide to opening an nsave USD account from Bangladesh: what you need, how to get ACH details, what it costs, how money reaches bKash or your bank, and the risks and rules nobody mentions in the ads.

Sadima Islam · 16 min read
How to Open an nsave Account from Bangladesh
Jobs & income

How to Open a Payoneer Account in Bangladesh (2026): Step-by-Step Guide, Fees, Benefits and Drawbacks

Everything Bangladeshi freelancers need to know about Payoneer: how to sign up step by step, documents, fees, withdrawing to bank or bKash, benefits, disadvantages, and how to avoid account problems.

Sadima Islam · 14 min read
How to Open a Payoneer Account in Bangladesh (2026): Step-by-Step Guide, Fees, Benefits and Drawbacks
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Banking & loans

The Real Cost of a Credit Card in Bangladesh

Minimum payments, the interest-free period and annual fees, followed for a full year on one real Tk 50,000 balance.

Sadima Islam · 9 min read
https://dhakadebates.com/real-cost-credit-card-bangladesh-minimum-payment-interest-free-annual-fee/
Jobs & income

The 5 Money Mistakes Every New Graduate in Dhaka Makes

Spending first, EMI debt, no emergency fund, ignoring tax and chasing quick money. The five money mistakes new graduates in Dhaka make with their first salary, and how to avoid them.

Sadima Islam · 9 min read
cutout paper illustration of hand with coin above jar
Debate

Buy a Flat or Keep Renting in Dhaka? Two Families, Two Answers

One Tk 1.32 crore flat in Mirpur, worked out two ways over 5, 10 and 20 years. Why the maths often favours renting, why many families still buy, and how to decide for yours.

Sadima Islam · 19 min read
Buy a Flat or Keep Renting in Dhaka? Two Families, Two Answers

One good money story, every Friday.

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