Sonia Akter
Sonia Akter writes about personal finance, banking and everyday money matters. She is particularly interested in how people manage their finances, use financial products and navigate changing payment options. Her writing focuses on real-life situations and practical insights that help readers make sense of their financial choices.
UCB Visa Signature Credit Card Review: Fees, Lounges, Rewards and Who Should Get It
Best value premium card. UCB's Visa Signature gives unlimited UCB airport lounges, 12 Priority Pass entries and BOGO hotel buffets for a BDT 10,000 + VAT annual fee, but watch the issuing fee and 25% interest.
What It Really Takes to Get an SME Loan in Bangladesh: Documents, Collateral, and Why Many Owners Give Up
Bangladesh Bank wants a quarter of all loans to go to small businesses. The real share is under 16%. Here is what banks actually ask for, what an SME loan costs, why so many owners give up, and how to improve your chances.
Why Your FDR Interest Is Lower Than You Think
The bank says 8 percent. Source tax, excise duty and inflation say otherwise. We work it out on one real Tk 5 lakh FDR.
How to Read the Fine Print on a Personal Loan
Processing fees, early settlement charges and the interest rate that matters. What Bangladesh Bank allows banks to charge, and a worked example on a Tk 3 lakh loan.
What a Family of Four Actually Spends in Dhaka Each Month
Rent, school, groceries and transport, line by line. A middle-income family of four in Mirpur needs about Tk 70,000 a month at October 2026 prices. Here is where every taka goes.
Where Should a Salaried Person in Dhaka Keep Their First 1 Lakh Taka?
Savings account, FDR, DPS, Sanchayapatra, mutual funds or gold? We compare returns, risk, tax and access for a first-time saver in Dhaka, using rates as of October 2026.
Digital Banks Are Coming: What Changes for the Average Customer
Bangladesh Bank has approved five new digital banks, including bKash, Banglalink-Square and Robi's Boost. None will have a branch. Here is what that means for your savings, loans, cards and cash.
Crypto in Bangladesh: What the Law Says vs What People Actually Do
Bangladesh Bank has warned against crypto for over a decade, yet Bangladesh ranks 13th in the world for crypto use. Here is what the law really says, how people buy and sell anyway, and where the gap hurts.
Why Rafiq Stopped Sending Money Home Through Hundi: Legal Remittance vs Hundi, Explained
A Dubai construction worker, a better hundi rate, and the app that changed his mind. What legal remittance really pays once you count the 2.5% incentive, and what hundi really costs.
